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Family Wealth & Insurance Protection Taxation and Accounting Advisory Health Security and Retirement Funds
Certified Wealth & Life Insurance Advisory • LIC Partner

Smart Investments.
Guaranteed Family Security.

Build, grow, and safeguard your family's financial future with sovereign-backed LIC portfolios, high-yield wealth creation plans, and personalized guidance.
₹9,000+ Cr
Sum Assured Handled
750+
Families Secured
15+ Yrs
Trusted Advisory
Certified Income Tax & GST Consultants

Strategic Tax Planning &
Wealth Optimization.

Tackle complex taxation challenges confidently. Maximize legal exemptions under Section 80C & 80D with expert advance tax planning and GST audit services.
100%
Legal Compliance
Max Tax
Exemptions Claimed
Fast Filing
Zero Penalties
Lifelong Independence & Medical Protection

Comprehensive Health &
Retirement Pension Funds.

Protect your lifelong savings against medical emergencies with cashless network hospitals and build an inflation-proof monthly pension for your retirement years.
Cashless
Network Across India
Guaranteed
Monthly Pension
100%
Claim Support
Gujarat's Premier Independent Insurance & Wealth Advisory

Wish You Happy & Healthy Life

Life Protection

Tax-Free Returns & Sovereign Safety

Medical Security

Cashless Hospitalization Across India

Retirement Pension

Guaranteed Lifelong Monthly Income

Tax & Wealth Advisory

Maximize 80C, 80D & GST Benefits

Shiv Life Insurance Founders
15+ Years Legacy
Excellence in Wealth & Insurance
Direct Senior Advisor Line:

Empowering Families with Prudent Wealth, Tax & Protection Strategies

Shiv Life Insurance is Gujarat's premier independent financial advisory firm. We combine deep market intelligence with personalized attention to structure robust portfolios covering life insurance, medical security, retirement growth, and tax optimization.

100% Claim Assistance

Dedicated personal assistance at the critical time of claim processing.

Certified Tax Advisors

Comprehensive tax exemptions under Section 80C & 80D with GST filing.

Multi-Insurer Comparison

Unbiased selection among LIC, HDFC Life, Star Health, and Tata AIG.

Zero Hidden Fees

Transparent advisory with direct official institutional execution.

Dharmesh Chakrani
Founder & CEO (Insurance & Wealth)
Jitendra K Chakrani
Founder & Tax Head (Income Tax & GST)

Comprehensive Investment & Protection Solutions

From guaranteed wealth creation and tax-free retirement corpus to critical illness covers and corporate tax planning.

Life Insurance & Wealth Creation
Wealth & Family Protection

Life Insurance & Wealth Creation

Structure high-growth, sovereign-guaranteed endowment and term portfolios for a guaranteed tax-free financial corpus.

  • Tax-Free Maturity (Section 10(10D))
  • Sovereign Safety of LIC of India
  • Guaranteed Family Financial Replacement
Health Insurance & Mediclaim
Medical Security

Health Insurance & Mediclaim

Comprehensive cashless hospitalization and critical illness backup so medical emergencies never erode your wealth.

  • 10,000+ Cashless Network Hospitals
  • Pre & Post Hospitalization Covered
  • Section 80D Tax Exemption up to ₹75,000
Retirement & Pension Funds
Guaranteed Income

Retirement & Pension Planning

Build an inflation-beating monthly pension fund to enjoy your golden years with complete financial dignity and zero dependency.

  • Guaranteed Lifelong Annuity Options
  • Systematic Retirement Compounding
  • Senior Citizen Special Return Benefits
Income Tax & GST Planning
Tax Advisory

Income Tax & GST Advisory

Proactive tax filing, GST audit assistance, advance tax computation, and lawful tax optimization for businesses and individuals.

  • Section 80C, 80D & Capital Gains Advice
  • On-time GST Return Filing & Reconciliation
  • Notice Handling & Scrutiny Assistance
General & Asset Shield
Asset Shield

General & Commercial Insurance

Safeguard your valuable assets, vehicles, commercial properties, factories, and inventory against unforeseen liabilities.

  • Comprehensive Motor Insurance (Cars & Fleets)
  • Fire, Burglary & Stock Cover
  • Rapid Third-Party Claim Settlement
Personal Accident & Income Protection
Income Replacement

Personal Accident & Relief

Guaranteed financial relief and disability compensation to maintain uninterrupted family stability during unforeseen incidents.

  • 100% Capital Sum on Accidental Death
  • Weekly Income Relief during Temporary Disability
  • Worldwide 24/7 Accident Coverage
Track Record of Excellence

Milestones in Wealth & Life Advisory

Empowering clients with prudent risk management and prompt claim settlements since 2008.

9000 Lacs. Cr+
Sum Assured Handled

Total financial protection and corpus structured for clients.

750 ++
Families Wealth Protected

Retail and HNI households across Gujarat and India.

1700 ++
Active Policies Serviced

Life, health, general, and pension portfolios actively managed.

15 Years+
Years Advisory Excellence

15+ continuous years with 100% claim settlement record.

Common Questions on Wealth & Insurance

Clear answers to help you choose the right financial protection.

Life insurance provides sovereign safety, tax-free maturity under Section 10(10D), and guaranteed financial indemnity for your dependents that volatile market assets cannot match. It ensures your family's financial roadmap stays intact even in your absence.
A Family Floater plan combined with a Super Top-Up cover offers the best balance of comprehensive sum insured at minimal premium. We help you compare network cashless hospitals, no-claim bonuses, and zero co-pay options across Star Health, HDFC ERGO, and New India Assurance.
Starting in your 20s or 30s harnesses the compounding effect, requiring up to 60% less capital contribution than starting in your 40s. Guaranteed lifelong annuity products lock in today's high interest rates for lifetime monthly income.
Our certified tax practitioners ensure all allowable deductions under 80C, 80D, 80G, and capital gains exemptions are legitimately claimed. We manage quarterly advance tax and monthly GST compliance to completely protect you from scrutiny notices or late penalties.
Instant Advisory Callback

Request a Free Portfolio Review

Speak with our senior financial advisor. Get tailored guidance on insurance, retirement corpus, and tax planning within 2 business hours.

100% Confidential • Zero Spam • No Obligation

Our Senior Advisory Team

Experienced insurance advisors and taxation consultants dedicated to your peace of mind.

Dharmesh Chakrani

Dharmesh Chakrani

Founder & CEO

Insurance & Investment Department

Jitendra K Chakrani

Jitendra K Chakrani

Founder & Tax Head

Income Tax & GST Department

Chintan Bodar

Chintan Bodar

Senior Associate

Insurance & Revenue Department

Manoj Dobariya

Manoj Dobariya

Senior Consultant

Income Tax Department

Protected Families
4.9 / 5.0 Client Rating

What Clients Say About Our Services

Associated With India's Leading Insurers & Financial Institutions
LIC
HDFC Life
New India Assurance
Star Health
HDFC ERGO
TATA AIG
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